Worried that money won’t last?

Find out how many months your savings can cover your expenses.

Know exactly how long you could go without a salary. Forward your bank statements on Telegram, and monies works out the number for you.

Get my runway

Try for freeNo credit card

How it works.

Forward the statements.

DBS, UOB, OCBC and many more banks and cards. Forward the PDF statements your bank sends you, and get back a clear view of your spending.

Let it learn your categories.

When monies is not sure about a merchant, it asks. One tap and it remembers. Your regular spending is automatically categorised for you.

Understand your runway.

From your statements, monies shows how many months your savings can cover your spending. Add investments or adjust spending to fit your plans.

Is this you?

Thinking about quitting, taking a break, or striking out on your own?
Keep putting the decision off because you are worried about money?
Overwhelmed by the idea of consolidating your money sitting across multiple accounts?

Someone who was in your shoes:

“I wanted to leave my job for a year but kept putting it off. I was anxious about having no income, and I’m the type who avoids looking at my finances. It felt easier to assume I couldn’t afford it than to actually check.”
“When I finally did my finances with monies, I realised I was covered for over a year. I’d spent all that time scared of a number I’d never even looked at. Handed in my notice three weeks later!”

Ex corporate slave, 30Now happily self-employed.

Get my runway

Have questions?

Is it safe to send my statements to a Telegram bot?

Your bank statements are never stored on monies. Only the list of transactions is kept and only you can see it from your own Telegram account.

Does monies log into my bank account?

No. Some apps log into your bank to pull your data. monies never asks for your login, only your statements.

Does it work for my bank or credit card statement?

These banks and cards work today. If yours is missing, tell the bot and we will work on including it as well.DBSPOSBUOBOCBCMaybankStanChartMariBankCitibankAmexDBS PayLah

Do I need to key in every single expense when it occurs?

No. Your statements already list every expense. One upload a month covers it all, no manual data entry needed.

First 3 statements free.

Enough to see your own runway before you decide anything. Once you know it works for you, a one-time payment gives you lifetime access.

Freefor your first 3 statements

First 3 statementsFree
Everything after that$59 lifetime access
Statements and accountsUnlimited

Try it free

Know your runway tonight.

Don’t let money doubts hold you back. Forward one month’s statements and get your numbers right away.

Send your first statement

No bank loginNo credit cardYour data stays private