Download your DBS or POSB statement as a PDF
The exact taps, as a short video and as a list. Then forward the PDF to monies on Telegram, and it shows you your spending and how many months your savings can cover.
On your phone
In the digibank app:
- More
- eDocuments
- The download icon next to the statement
- The PDF opens. Tap the share icon
- Telegram → monies → Send
- Open Telegram. The PDF is in the monies chat.
On Android, open the PDF from the Download complete notification first.
Tip. Each month has two statements, one for your bank accounts and one for your cards. Send both.
On a computer
Log in to DBS internet banking (dbs.com.sg):
- The eDocuments box on Home
- The download icon next to the statement
- The PDF downloads. Send it to monies on Telegram Desktop or Web.
Good to know
- DBS keeps eStatements for 7 years from the date you enrolled. Source: DBS: Viewing eStatements
- POSB and DBS share one app and one eDocuments screen, so the steps are the same for both.
- A POSB Passbook Savings account has no eStatement. DBS suggests converting it to POSB Everyday Savings. Source: DBS: Viewing eStatements
- Statements from before an account was closed stay viewable in eDocuments. Source: DBS: Viewing eStatements
Then send it to monies
Forward the PDF to the monies bot in Telegram. The statement is read in memory and never stored. Only the list of transactions is kept, and only you can see it. Your first 5 statements are free, and there is no bank login and no card to enter.
Questions
Which DBS statement should I send?
Both. The DBS/POSB Consolidated Statement covers your bank accounts and the Credit Cards Consolidated Statement covers your cards. monies reads each one as its own account.
My DBS statement asks for a password. What now?
The copy you download from digibank opens as it is. If a copy that arrived by email asks for a password: Open it with your password, then use Print → Save as PDF to make a copy without the password, and send that one.
How many months should I send?
One month shows your spending. Three months give monies enough to work out your runway from an average rather than a single month.
Other banks
PayLah · OCBC · UOB · Maybank · Citibank · Standard Chartered · MariBank · Amex · HSBC
Steps follow the guide video, recorded in the bank’s own app and website. Facts checked against DBS or POSB’s pages on 23 October 2026.